Our guide to Cambrian Credit Union mortgages

James Rodriguez James Rodriguez updated on 2022-03-31

When it comes to mortgages, there are a lot of things to think about. What’s the interest rate? What’s the term? Do you want a fixed or a variable interest rate?

There are lots of important questions to ask when you’re shopping around for a mortgage. But at the top of that list is without a doubt, "which mortgage lender should you work with?"

Each lender has its own set of pros and cons, so it’s important to understand the differences before you decide which one is right for you. In this review, we take a close look at Cambrian Credit Union mortgages and their current rates.

About Cambrian Credit Union

Cambrian Credit Union was established in 1959, serving the Winnipeg and Selkirk marketplaces. Their core values are integrity, honesty, member focused, competitive, community involvement and innovative spirit. As well as mortgages, Cambrian Credit Union offer saving, investing and loan services.

Our review of Cambrian Credit Union

Cambrian Credit Union offers a variety of services on their website. There are 8 different types of mortgages to choose from, giving you many options and flexibility on plans. There are a host of useful mortgage tools and tips available on the website. These include mortgage calculators, articles and resources. Their online service make it quick and easy to access your account in seconds.

Cambrian Credit Union mortgage pros and cons

Here are some of the advantages and disadvantages of Cambrian Credit Union mortgages:

Why Cambrian Credit Union might be right for you:

Quick 15-minute application
Variety of mortgage types
Multiple tools and resources online

Why Cambrian Credit Union might not be right for you:

Only available to Winnipeg and Selkirk

To find the best mortgage rates, it is important to weigh quotes from different lenders. Subtle differences in the interest rates, term lengths and fine print can mean tens of thousands of dollars over the course of the mortgage. Use our free, online mortgage rates comparison tool today to help you find the perfect provider!

Compare mortgage rates now

Get the best mortgage rates in just seconds

What types of mortgages does Cambrian Credit Union offer?

Below is a table showing some details about the different mortgage plans Cambrian Credit Union offers. Most providers will offer a variety of mortgage options.

Coverage typeFirst home Renew or refinance
Quick approval
Rate guarantee 120 days-
Apply online
Prime rate2.70%2.70%
Cambrian Credit Union mortgage details

What mortgage rates does Cambrian Credit Union offer?

There are two main types of mortgage rates in Canada: fixed and variable rates.

Fixed-rate mortgages are a great option for people who want to know exactly what their interest rate will be throughout the entire course of their loan term. With a variable rate, your payments change based on market conditions. This could mean rates that go up over the course of the term.

Below are some of the mortgage rates Cambrian Credit Union offers:

Rate Type

Term Length


Variable open




6 month



12 month



24 month



36 month



48 month



60 month


Variable closed

60 month


Cambrian Credit Union 's mortgage rates

Want to compare mortgage rates in Canada from other lenders? You can for free, and anonymously right on this website.

Compare mortgage rates now

Get the best mortgage rates in just seconds

How do I contact Cambrian Credit Union ?

Call Cambrian's Sales & Service Team at:
204-925-2727 or 1-888-695-8900

Monday - Friday, 8:00am to 6:00pm CST
Saturdays, 9:30am to 4:00pm CST

As well as this, when logged into Online Banking, you can use Cambrian Credit Union's Live Chat feature to speak to a member of their Sales & Services Team. Here are the Live Chat hours:

Monday - Friday, 8:00am to 6:00pm CST
Saturdays, 9:30am to 4:00pm CST

Our Cambrian Credit Union mortgage calculator

Want to calculate what your Cambrian Credit Union mortgage will look like? We have some tools right here on our website that can help:

Our mortgage payment calculator lets you see monthly payments and gives a yearly amortization schedule.

Our mortgage affordability calculator will help you determine how large a mortgage you can get.

Our mortgage default insurance calculator will tell you how much you'll owe for mortgage default insurance