Is Goose Life Insurance worth it? Review (2024)
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Discover the methodologyLife insurance is one of the most powerful tools you have for assuring your family’s financial future. Imagine something happened to you. Would your spouse, children or other dependents be okay financially?
Life insurance is therefore an important product that allows your family to maintain their standard of living no matter what. While there are multiple options in the market, one provider to consider would be Goose Life Insurance.
But what does Goose life insurance cover? How much is it? Most importantly, is it the right choice for you? Find all this information and more in this review. Also compare and get free quotes from other providers using our comparator tool below to help you pick the life insurance that's best for your needs.
Goose life insurance: 5 Key takeaways
- Goose Life Insurance offers term coverage up to $100,000 to secure your family's financial future.
- Their user-friendly app simplifies policy acquisition without the need for an agent.
- Tailor your coverage to fit your needs with various options available.
- Starting at just $5 a month, Goose provides accessible protection.
- Be sure to compare coverage and costs with other providers using our comparator and also get free quotes.
Our 2024 review on Goose life insurance
Is Goose life insurance legit? Goose Insurance offers versatile life insurance options, aiming to secure your family's financial future in case of unforeseen events. Their innovative app makes it easy to buy policies without agent involvement. Many customer Goose life insurance reviews state this as a big plus point.
Goose offers customisable plans, online chat support, and an intuitive app that lets you handle policies at the press of a button. However, coverage caps at $100,000 and some users might not find this feasible. While Goose stands out for its user-friendly approach, it's wise to compare coverage and costs before committing.
Pros of Goose Insurance life insurance
Here are some things we think you'll like about Goose:
- Premiums starting from just $5 a month
- No medical exam
- Customisable plans to fit your individual needs
- Online chat function available
- User-friendly app
Cons of Goose Insurance life insurance
Here are some things you may not like about Goose:
- Coverage amount only up to $100,000
- You need to download the app and sign up to get a quote
We recommend that you compare the coverages of other policy providers before finalising Goose. While that may seem daunting, we've made it simple for you. You just need to use our free comparator below to compare coverages, prices, and even tailor-made quotes from the best life insurances in Canada, in just a few seconds.
Get a life insurance policy that's right for you and your loved ones
What does Goose life Insurance offer?
Goose Insurance offers Term Life coverage to make sure your loved ones can keep up with the mortgage or pay household bills in the event of your untimely passing.
Goose term life insurance primarily covers a death benefit payout to beneficiaries if the insured person passes away during the specified term, usually 10, 20, or 30 years. It provides financial protection for dependents and helps replace lost income.
The coverage is affordable compared to other providers in the market and also customizable to make sure it suits every budget and need. The absence of a medical exam requirement and the inclusion of an instant approval process make obtaining coverage straightforward.
| Goose Life insurance coverage | |
|---|---|
| Medical exam required | |
| Approval time | Instant |
| Money back guarantee | 30 days |
| Premiums | As low as $5 / month |
Expert advice
Goose Insurance currently does not offer whole life insurance. You could use our comparator in the previous section to look at providers offering the best whole life insurance policies, for free.
How much does Goose life insurance cost?
The price of life insurance with Goose Insurance varies greatly depending on the type of insurance you want to purchase, your age, your health, smoking status, and your financial goals. For specific pricing reach out directly to a Goose Insurance representative.
For example
- For a 35-year-old non-smoker seeking a 20-year term life insurance policy with a coverage amount of $100,000 from Goose Insurance, the monthly premium might range from $10 to $20.
- Meanwhile, for a 55-year-old individual, the monthly premium could be in the range of $30 to $60 or more for a term life insurance policy. Please keep in mind that the actual cost can vary based on factors like your health, lifestyle, and specific policy details.
We recommend that you compare insurance policies from other providers before buying one. For that, all you need to do is use our comparator below and get free personalized quotes from the best life insurance in Canada, and in no time.
Get a life insurance policy that's right for you and your loved ones
How do you make a claim with Goose Insurance?
You can start the claims process via the Goose app on your mobile device. To reach out to the claims department, you could also write to [email protected] and an agent will respond to your query accordingly. You should detail the reasons for the claim and the associated costs as clearly as possible.
Generally, claims process will require you to submit supporting documents like bills and receipts associated with the claims being made. It's important to have them handy. Upon filing your claims, the company will assess and refund as per your policy terms.
How do you contact Goose Life Insurance?
You can contact Goose via their online chat function or by calling 1-888-374-6637. You can also email them at [email protected].
To obtain a quote, complete a purchase for a policy, make modifications to your existing policy, or for general inquiries, you can contact the provided number. A customer service representative from Goose will be available to assist you with your needs.
The wait times could be slightly longer due to a high volume of requests in specific periods of the day.
Life insurance calculator
One of the more difficult things when looking for life insurance is to calculate how much coverage you actually need to keep your family financially safe if the unexpected happens. That’s why we developed a life insurance calculator to help you figure out exactly how much life insurance coverage you need.
All you need to do is enter a few basic details on your finances like your expected final expenses, existing loans, mortgages, and annual household expenditure, and voila, you have your answer in seconds.
