GreenShield Dental Insurance Review 2025
verified information
Information verified by Adeline Harmant
Our articles are written by experts in their fields (finance, trading, insurance etc.) whose signatures you will see at the beginning and at the end of each article. They are also systematically reviewed and corrected before each publication, and updated regularly.
Discover the methodologyGreenShield offers reliable and flexible dental insurance coverage as part of its health plans, offering access to a wide range of dental care services for individuals and families.
Whether you’re looking for basic preventive care, such as cleanings and exams, or more advanced treatments like crowns and orthodontics, GreenShield dental insurance coverage provides a range of options to suit your needs and budget.
In this GreenShield dental insurance review, we look at the several coverage options, cost, eligibility, claims, and more. You can use our free tool to get GreenShield personal health and dental insurance quotes and compare them with rates from other providers all in one place.
GreenShield Dental Insurance: Key Points
- GreenShield dental insurance is offered as part of its health insurance plans.
- Coverage options from basic care to major dental services.
- Preventive care across plans including basic services like cleanings, exams, and fillings.
- Coverage limit increases with plan tiers and length of time on the plan.
- Comprehensive orthodontic coverage is available in higher-tier plans.
- Dental insurance benefits remain the same across provinces.
- Easy claims submission since many dental offices can submit directly to GreenShield.
- Alternatively, claims can be done online through GreenShield+ or via the app for faster reimbursements.
Our 2025 review of GreenShield Dental Insurance
GreenShield offers comprehensive dental insurance as part of its health insurance plans, with a wide range of options to suit varying needs and budgets. Whether you pick a ZONE plan or a LINK plan that includes dental care, you’ll have access to essential dental services, including preventive care, basic services, and in some cases, orthodontics and major dental treatments.
The ZONE plans cater to individuals and families without group benefits, offering flexible options with increasing levels of dental coverage as you move up the tiers. Lower-tier plans, like ZONE 2 Primary and ZONE 3 Basic, provide affordable access to basic and preventive care, while higher-tier plans, such as ZONE 6 Premier and ZONE 7 Ultimate, include major dental services and orthodontics starting in Year 3. These plans offer reimbursement options up to 90% (subject to the overall annual dental maximum).
Designed for individuals transitioning out of group benefits, LINK 2, 3 and LINK 4 plans offer seamless access to dental insurance with guaranteed acceptance. These plans provide varying levels coverage for dental services. LINK 2 Classic includes preventive care, while LINK 4 Elite adds comprehensive orthodontic services and higher reimbursement limits. LINK plans offer reimbursement of up to 80% (subject to the overall annual dental maximum).
GreenShield excels in offering dental coverage that increases over time. Compared to other providers, GreenShield’s inclusion of orthodontics in higher-tier plans and its affordable lower-tier options make it a competitive choice. Additionally, the consistent benefits across provinces ensure you’ll receive the same high-quality coverage no matter where you live.
While GreenShield offers comprehensive dental coverage, orthodontic and major dental care only start in Year 3 for top-tier plans. This waiting period may not suit individuals seeking immediate access to these services. Additionally, lower-tier plans have modest annual maximums, which might limit coverage for those with extensive dental needs.
Who is GreenShield health and dental insurance best for?
GreenShield’s dental insurance coverage is a solid choice for individuals and families looking for flexible, comprehensive dental care. The tiered structure ensures that policyholders can select a plan that matches their needs and budget, while the guaranteed acceptance options make it accessible to many. With added features like access to telemedicine and digital pharmacy services, GreenShield offers a well-rounded health and dental insurance solution.
Pros of GreenShield Dental Insurance
- Wide range of plans cater to different needs and budgets, from basic to comprehensive dental coverage.
- ZONE 2, ZONE 3, ZONE Fundamental, and all LINK plans offer guaranteed acceptance without medical exams.
- Includes preventive care, basic services, and major dental treatments in higher-tier plans, with orthodontic services starting in Year 3.
- Annual maximums increase over time, providing greater value for longer-term policyholders.
- Benefits are consistent across all provinces, ensuring uniform coverage regardless of location.
- Online claims submission, telemedicine, and pharmacy services add value and accessibility to all plans.
Cons of GreenShield Dental Insurance
- Orthodontics and major dental services are only available in higher-tier plans and begin in Year 3, which may not suit those needing immediate coverage.
- No stand-alone dental insurance plans
Shop around and compare quotes from different providers to get the best deals. You can do it right here, using our free comparator — click the button below and get hassle-free dental insurance quotes personalized to your age, family demographic and budget.
Start Saving Today!
Compare Health and Dental Insurance Rates
What is the cost of GreenShield dental insurance?
GreenShield health and dental insurance costs depend on the following factors:
- Age
- Demographic (single, family, couple)
- Province of residence
- Plan selected
Smoking status and lifestyle do not affect GreenShield personal health insurance premiums
Do you need dental insurance in Canada?
Dental coverage is essential to overall health and well-being. While dental coverage is offered by the Canadian government, it is not accessible for all. Eligibility and the level of coverage is based on household income from the previous year (as well as other criteria). If you are eligible one year, you may not be eligible the following year, or the level of coverage you receive may vary. Out-of-pocket costs for dental care can be significant, especially for families or individuals with ongoing dental needs. A good personal dental insurance plan provides you with coverage you can depend on, will help you manage these expenses and maintain oral health affordably.
What does GreenShield dental insurance cover?
GreenShield offers dental coverage through its ZONE and LINK plans, catering to a variety of needs, from basic preventive care to comprehensive dental benefits.
Key points about GreenShield dental coverage
- Preventive and Basic Services: All plans (excluding LINK 1 and ZONE 4) include cleanings, exams, fillings, and other essential preventive care with reimbursement ranging from 70% to 80%.
- Comprehensive Basic Services: Coverage improves over time, with reimbursement increasing up to 90% in higher-tier ZONE plans.
- Major Services: Advanced treatments like crowns and bridges are available in Year 3 of select plans, such as ZONE 5–7 and Link 3–4.
- Orthodontics: Offered in premium plans (ZONE 6, ZONE 7, and LINK 4) starting in Year 3, with up to 50-60% coverage and a lifetime maximum of $2,000.
- Progressive Annual Maximums: Coverage limits increase during the first years on the plan, rewarding long-term policyholders with higher reimbursements.
- Guaranteed Acceptance: Lower-tier ZONE plans and all LINK plans offer guaranteed approval, ensuring easy access to benefits without medical exams.
- Frequent Recall Periods: High-tier plans offer more frequent dental visits, with recall periods as short as 6 months.
- Consistent Coverage Nationwide: Dental benefits remain the same across all provinces, providing uniform coverage no matter where you reside.
You can explore the full coverage details in the free PDFs below.
How can you get GreenShield dental insurance?
Are you eligible for GreenShield personal health and dental insurance?
To be eligible for GreenShield personal health and dental insurance, you must:
- Be a Canadian resident
- Have a valid provincial health coverage (like the Ontario Health Insurance Plan, MSP, AHCIP, etc)
- Be an adult: (18 years of age+) under 80 years of age
Who is GreenShield personal health and dental insurance designed for?
- Canadian residents not covered by group/employer benefit plans
- Self-employed, small business owners
- People who work on contract, or for small companies that do not offer group benefits
- Retirees
Tips to consider before buying health and dental insurance
- Assess Your Dental Needs: Consider your dental history and future needs—routine cleanings, restorative work, or orthodontics. Families and individuals with ongoing dental care needs should opt for plans with higher coverage limits.
- Understand Coverage Levels: Ensure the plan includes benefits like preventive care, basic services (e.g., fillings), major services (e.g., crowns), and orthodontics. Note that coverage increases in higher-tier plans.
- Check Waiting Periods: Be aware of when dental coverage begins in general and then for major services or orthodontics.
- Compare Plans and Costs: Look at annual maximums, recall frequencies, and premium costs across plans to find one that suits your budget.
- Verify Dentist Network: Ensure your chosen plan works with your preferred dental care providers for easy claims processing.
You can use our free tool below to explore the best health and dental insurance plans in Canada. Get personalized quotes and compare plans all in the same place.
Start Saving Today!
Compare Health and Dental Insurance Rates
How to contact GreenShield?
You can contact GreenShield through one of the following ways:
| Contact Purpose | Contact Method | GreenShield Phone Number |
|---|---|---|
| Product Inquiries | Fill out the online form to request information or call directly. | 1-844-855-7873 |
| Insurance Customer Support | For claims, billing, plan changes, or personal information updates, call the customer support line. | 1-844-554-2522 |
How to file a GreenShield Dental Insurance claim?
Filing a claim with GreenShield is quick and hassle-free. Many claims for dental services can be submitted directly, in real time by your healthcare provider. Immediate adjudication means you pay only the balance. For other services,
- Register for GreenShield+: Once your plan is active, sign up for GreenShield+ online services.
- Submit Your Claim Online: Use the online Claim Submission form via your desktop, tablet, or smartphone.
- Sign Up for Direct Deposit: Receive reimbursements directly into your bank account, avoiding delays.
For added convenience, download the GreenShield+ app to easily submit claims by uploading photos of receipts and manage your benefits on the go.
How to cancel GreenShield health and dental Insurance?
Cancelling your GreenShield personal health insurance is simple but requires careful consideration:
- Provide written notice at least 10 business days before your next premium withdrawal date to cancel your policy.
- If notice is late, coverage will end at the end of the month for which premiums have already been paid.
- Keep in mind: Canceling means you’ll need to wait two years before re-applying for any GreenShield plan.
Expert advice
Instead of cancelling outright, explore switching to a different plan that better aligns with your needs to maintain protection and avoid unexpected healthcare expenses.
