Green Shield Dental Insurance Review + Compare Free Quotes
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Discover the methodologyWhen it comes to dental coverage, Green Shield Dental Insurance (GSC) stands out as a trusted choice. Offering comprehensive and flexible dental insurance coverage, GSC health and dental insurance is tailored to meet the diverse needs of individuals and families.
Whether you're looking for basic preventive care or more extensive dental work coverage, GSC has dental care options that are accessible and affordable.
In this review, we'll explore the key features, benefits, drawbacks, cost, and overall value that Green Shield dental insurance brings to the table, helping you make an informed decision.
Green Shield Dental Insurance Canada: Takeaways
- Comprehensive coverage: Includes basic, major, and orthodontic services.
- Flexible plan options: Tailored for individuals, families, and retirees.
- Guaranteed acceptance: Available for specific plans, regardless of pre-existing conditions.
- Affordable basic plans: Cost-effective options for essential dental care.
- Wide range of services: Covers everything from cleanings to major dental work.
Our 2024 review of Green Shield Dental Insurance Canada
Green Shield Dental Insurance offers three main plans: Prism Precision, Prism Spectra, and Prism Continuum. It must be noted that these are not standalone dental insurance plans but GSC health insurance plans with dental coverage.
The Prism Precision plan offers essential dental services such as cleanings, fillings, and extractions, making it a cost-effective choice for those seeking affordable dental coverage. For those in need of more extensive care, the Prism Spectra plan covers a broader range of treatments, including crowns, dentures, bridges, and even orthodontics for teeth straightening.
Additionally, the Prism Continuum plan is tailored for individuals transitioning from group health insurance, offering guaranteed acceptance and covering major dental procedures, even for those with pre-existing conditions.
These plans also provide specialized coverage, such as dental accident care and crown restorations, making Green Shield a versatile option for those requiring extensive dental care.
However, some users have noted that premiums can be on the higher side, particularly for more comprehensive plans. Despite the extensive coverage, some areas of customer service and claim processing could benefit from improvements.
Expert advice
Green Shield Canada dental insurance is best for individuals transitioning from group health plans, such as retirees, as well as those with pre-existing conditions due to its guaranteed acceptance in some plans like Prism Continuum. It also suits budget-conscious individuals and families seeking customizable coverage options, ranging from basic to comprehensive plans.
If you think GSC could be the right choice for you, you can get a free quote using our exclusive partner link below.
Pros and Cons of Green Shield Canada Dental Insurance
Pros of GSC Dental Insurance
- Comprehensive dental coverage, including major services and orthodontics
- Multiple plan options for various needs and budgets
- Guaranteed acceptance for certain plans without medical exams
Cons of GSC Dental Insurance
- Long wait times for claims processing
- No standalone dental insurance
Overall, Green Shield Dental Insurance is a good option for Canadians who are looking for comprehensive dental coverage at an affordable price. However, customers should be aware of the potential for long wait times for claims processing and difficulty getting pre-approval for certain procedures.
You should shop around and compare quotes from different providers to get the best deal possible. You can do it right here, using our free comparator — click the button below and get hassle-free dental insurance quotes personalized to your age, budget, coverage, and location.
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What does Green Shield dental insurance cover?
Green Shield dental insurance covers the following services, depending on your plan:
Basic Dental Services:
- Preventative cleaning and polishing
- Routine examinations and X-rays
- Fillings and extractions
- Fluoride treatments for children
- Pit and fissure sealants for children
- Space maintainers for children
- General anaesthetics
Comprehensive Basic Dental Services:
- Periodontal treatment, including cleaning and scaling (up to 8 units every 12 months) for gum and mouth tissue care
- Endodontics, including root canal therapy
- Denture services, such as cleaning, repairs, rebasing, and relining
Major Dental Services:
- Dentures, both full and partial
- Standard crown restorations or onlays on natural teeth
- Standard bridges, including pontics and abutment retainers/crowns on natural teeth
- Standard repair or recementing of crowns, onlays, and bridgework on natural teeth
Orthodontic Services: Orthodontic treatment for teeth straightening and bite correction
What are the types of Green Shield dental insurance plans?
There are three main types of Green Shiled’s dental insurance offered under the following health plans:
- Prism Precision
- Prism Spectra
- Prism Continuum
Let’s dig deep into their specific coverage and other details.
Prism Precision: Basic health and dental coverage
Prism Precision is a basic Green Shield health and dental insurance program. This program may be a good option for you if you are looking for a practical alternative for basic coverage for services and treatments that are no longer covered by the government.
There is no medical questionnaire required, and coverage is guaranteed, even for pre-existing conditions.
Prism Precision offers four plans:
| Plan | Coverage in the First 12 Months | Coverage in the Next 12 Months | Coverage Every 12 Months Thereafter |
|---|---|---|---|
| Precision P1 | |||
| Precision P2 | $250 | ||
| Precision P3 | $500 | $750 | $1,000 |
| Precision P4 | $1,000 | $1,000 | $1,250 |
Prism Spectra: Comprehensive coverage for individuals and families
Prism Spectra is for those looking for supplemental healthcare coverage that offers a full range of benefits and high-benefit maximums.
You will need to fill in a medical questionnaire to qualify for this coverage. Some plans even cover existing health issues.
Prism Spectra offers four plans:
| Plan | Coverage in the First 12 Months | Coverage in the Next 12 Months | Coverage Every 12 Months Thereafter |
|---|---|---|---|
| Spectra S1 | |||
| Spectra S2 | $500 | $750 | $1,000 |
| Spectra S3 | $1,000 | $1,000 | $1,250 |
| Spectra S4 | $1,000 | $1,250 | $1,750 |
Prism Continuum: For those leaving a company group health plan
Prism Continuum is a Green Shield Dental insurance program that offers guaranteed coverage for anyone up to age 80, even for those with pre-existing medical conditions. This program may be a good option for you if you are leaving a company group health plan or if you don't have health and dental coverage.
No medical questionnaire is required, and coverage is guaranteed if you apply within 90 days of losing your group coverage.
Prism Continuum offers four plans:
| Plan | Coverage in the First 12 Months | Coverage in the Next 12 Months | Coverage Every 12 Months Thereafter |
|---|---|---|---|
| Continuum C1 | |||
| Continuum C2 | $600 | $800 | $1,000 |
| Continuum C3 | $750 | $1,000 | $1,250 |
| Continuum C4 | $1,000 | $1,250 | $1,750 |
The above limits reflect the combined maximums per person for basic, comprehensive, and major Services (if applicable). To know about more such as accidental dental coverage and coverage for each type of dental service, download this brochure:
Good to know
If you're looking for standalone dental coverage options, you can also explore Blue Cross Dental Insurance plans. Blue Cross offers dental coverage both as an add-on to the Blue Cross Health insurance plans and as a stand-alone dental plan.
What is the cost of Green Shield dental insurance?
The cost of Green Shield Dental's Prism plans varies depending on your age, location, and the plan that you choose. However, here is a general overview of the cost of each plan:
| Plan | Monthly cost for individuals | The monthly cost for individuals |
|---|---|---|
| Prism Precision | $30-$50 | $60-$100 |
| Prism Spectra | $50-$75 | $100-$150 |
| Prism Continuum | $40-$60 | $80-$120 |
Expert advice
If you are on a budget, you may want to consider a lower-cost plan such as Prism Precision. However, if you are looking for comprehensive coverage, then Prism Spectra or Prism Continuum may be a better option for you.
You can get a free quote from GSC using our partner link below.
You can use our comparator to get dental insurance from Green Shield and other leading Canadian companies. Getting personalized quotes based on your age and location is always a good idea to see if a dental insurance plan fits your budget or not.
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How can you buy Green Shield dental insurance?
There are two ways: SureHealth™ and SBIS. Both are convenient ways to purchase Green Shield dental insurance. The best option for you will depend on your individual needs and preferences.
Buy online with SureHealth™
SureHealth™ is a Green Shield Canada online platform that allows you to purchase health and dental insurance plans without having to go through an insurance broker. SureHealth™ is easy to use and offers a variety of plans to choose from.
- To purchase a Green Shield Canada health or dental insurance plan through SureHealth™, simply visit the SureHealth™ website and create an account.
- Once you have created an account, you will be able to compare plans and choose the one that is right for you.
- You can then purchase the plan online and pay your premium using a credit card.
Buy Prism® plans from SBIS
Prism® plans are offered through Special Benefits Insurance Services (SBIS), a licensed insurance broker.
- To purchase a Prism® dental insurance plan, you can contact SBIS directly or visit the SBIS website.
- SBIS will help you choose the right plan for your needs and budget.
- You can then purchase the plan through SBIS and pay your premium using a credit card.
Good to know
If you are looking for a quick and easy way to purchase a Green Shield dental insurance plan, then SureHealth™ is a good option for you. If you are looking for more personalized help choosing a plan, then contacting SBIS is a good option for you.
You can also get quotes using our special partner link from Green Shield Canada for the best deals.
How to file a Green Shield Dental Insurance claim?
To initiate a dental insurance claim with Green Shield Canada, you'll need to gather essential documentation such as receipts, invoices, and any supporting materials relevant to your medical expenses. Once you've compiled this information, follow the steps outlined below:
- Complete the Green Shield Canada claim form, which is available for download via the link provided below.
- Ensure you have your Green Shield Canada policy number on hand.
- You have two convenient options for submitting your claim form:
- Online Submission: Fill out the claim form and upload it directly to the GSC website. Access this feature by logging into your Green Shield Canada account and navigating to the claims section.
- Mobile Claims: Alternatively, you can make use of the GSC Everywhere mobile app offered by Green Shield Canada. Simply download the app, complete the claim form, and submit it through the app.
If your claim meets the necessary criteria and is approved, you'll receive reimbursement for eligible expenses per your plan's coverage and limits.
Download the claims form here:
How to cancel GSC dental Insurance?
If you wish to cancel your GSC health insurance plan, you have two primary options for contacting them:
- Call the GSC health insurance phone line at 1-888-711-1119. Their customer service team is available to assist you from Monday through Friday, between 8:00 am and 8:30 pm ET.
- Alternatively, you can reach out to Green Shield Canada to discuss the cancellation of your plan by emailing [email protected].
For a more personal touch, you can also schedule an appointment with a representative through the Green Shield Canada website to discuss your cancellation in person.
How to contact Green Shield dental insurance?
There are a couple of ways to get in touch with Green Shield regarding dental insurance queries.
- To receive assistance in choosing the most appropriate Prism plan for your healthcare requirements, you can explore the SBIS website.
- Or, you can get in touch with a customer service representative at Special Benefits Insurance Services at 416-601-0429
- You can also call the toll-free Green Shield Dental Insurance contact number 1-800-667-0429.
