Is Ameritas Dental Insurance worth it in 2024?

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Sunny Yadav updated on 30 October 2023

Ameritas is a mutual insurance company that offers a variety of insurance products and services, including life insurance, health insurance, property insurance, Ameritas dental insurance, and retirement plans. The company was founded in 1883 and is headquartered in Lincoln, Nebraska.

Here are some key facts about the company:

  • Ameritas has over 7,000 employees and serves over 10 million customers in the United States.
  • The company is a member of the Fortune 500 and is ranked as one of the top 100 mutual insurance companies in the United States by Forbes.

Ameritas dental insurance plans offer immediate coverage without enrollment fees. Most plans have no waiting periods, ensuring you can access your benefits right away. 

Preventive services like dental exams and cleanings are fully covered, up to 100%. Plus, select dental plans may even include extra perks like orthodontic or hearing care benefits.

Can you get Ameritas Dental Insurance in Canada?

No, Ameritas does not offer dental insurance in Canada. Ameritas is a United States-based dental insurance company, and it does not offer plans to Canadian residents.

However, there are many other dental insurance providers in Canada. Some of the most popular providers include:

  1. Manulife dental insurance
  2. Sun Life dental insurance
  3. Blue Cross dental insurance
  4. CAA dental insurance
  5. Canada Life dental insurance
  6. Desjardins Dental insurance
  7. RBC dental insurance
  8. Costco dental insurance

You can get these plans as either add-ons or standalone dental plans. These providers offer a variety of dental insurance plans, including individual plans, family plans, and group plans. 

You can explore these dental insurance plans further and compare their prices to get the best deal. You can use our comparator below to get instant health and dental insurance quotes from leading Canadian companies right here in seconds. 

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What does dental insurance cover in Canada?

Dental insurance coverage in Canada can vary depending on the specific insurance plan and provider. In general, dental insurance in Canada typically covers the following types of dental services:

  • Basic Dental Services: Routine preventive care such as dental exams, cleanings and X-rays
  • Major Dental Services: More extensive and costly procedures, such as root canals, crowns, bridges, and dentures
  • Orthodontic Services: Services like braces or Invisalign
  • Periodontal (Gum) Care: Periodontitis or gingivitis, may be covered to some extent by dental insurance
  • Oral Surgery: Like wisdom teeth removal or other medically necessary procedures
  • Endodontic Services: Root canal therapy is typically covered under dental insurance plans
  • Prosthodontic Services: The replacement of missing teeth with dental implants or bridges, may be included in some plans
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Sunny Yadav Copywriter

Sunny has over six years of experience curating engaging content spanning across industries. Specifically in finance, his expertise is insurance reviews and lending and investment topics.

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