York University Dental Insurance: Complete Guide 2024

If you're a student at York University or a graduate exploring your insurance options, you're in the right place. This comprehensive guide on York University health and dental insurance is for you.

Let’s dive into all the details you need to know about York University's dental insurance, from what it covers to how to submit claims and even options for graduates.

You can see how York University plans measure up to other private plans by using our comparator. It lets you compare multiple health and dental insurance plans and also gets you personalized quotes in a few seconds.

What is York University dental insurance? 

The York University health and dental insurance is a student health insurance plan offered by the York Federation of Students (YFS). 

The York Federation of Students (YFS) extends one of Canada's most comprehensive student health and dental plans. This plan provides extensive coverage for both health and dental needs, all at an affordable price.

While most full-time undergraduate students are automatically enrolled in this plan, students need to review their Student Account Statement to confirm their enrollment status before seeking any medical treatments or acquiring services and medications.

If you already have a similar insurance plan, you have the option to coordinate benefits or opt out for a refund.

During the initial month and a half of the Health and Dental Plan, there is a blackout period during which you will not have access to your benefits.

• Any health and dental services you receive during this blackout period can be submitted for reimbursement once the blackout period concludes.
• This blackout period comes to an end shortly after York University confirms your enrollment.

If you would like to explore private dental insurance plans that have no waiting period, you can do it right here using our comparator below by comparing multiple health and dental insurance policies and getting quotes in no time.

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What does York University dental insurance cover? 

Here’s a brief outline of the deductibles, co-pays, and maximums that may apply to Youk University’s dental insurance:

• The fee schedule is based on the current Provincial Dental Association Fee Guide for General Practitioners in the province where services are rendered.
• For independent Dental Hygienists, the lower of either the current Provincial Dental Hygienists' Association Fee Guide or the Provincial Dental Association Fee Guide for General Practitioners in the province where services are provided.

York University dental insurance covers:

• Basic Services and Comprehensive Basic Services
• Your Co-Pay: 25%
• Maximum Plan Pays: $600 per covered individual per benefit year

To get a detailed overview of the coverage options in your dental plan, download York University's booklet that has answers to all your questions:

What does York University health and dental insurance cost?

For full-time students, a fee of $281.32 is assessed for each individual undergraduate student enrolled in 15 credits or more across the fall and winter terms, or for those taking 9 credits or more during the winter term only. Please note that this fee is a one-time charge for the entire benefit year, and it is not a monthly rate.

For part-time students, a fee of $535.60 is applied to each individual undergraduate student registered for 14 credits or fewer during the fall and winter terms. Similar to the full-time student fee, this charge is also a one-time fee for the benefit year, not a monthly subscription.

Student type	Credits	Fee amount	Billing frequency
Full-Time Student	15 or more	$281.32	One-time charge per year
Part-Time Student	14 or fewer	$535.60	One-time charge per year

Here are a couple of things that you should keep in mind:

• If you are enrolled in 14 credits or fewer but are registered with Student Accessibility Services, in your graduating year, or participating in a co-op program, you will be billed at the full-time student rate.
• It's important to highlight that this charge is not automatic, and during the opt-in period, you must contact the university to opt into this rate.

If you would like to compare York University plans against other private health and dental insurance plans in Canada, you can do it right here using our comparator below. You can get quick quotes from multiple insurance providers in a few seconds.

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What is the benefit year for York University dental insurance? 

The YFS Health and Dental Plan's benefit year always commences on September 1 and concludes on August 31 of the following year. For instance, it runs from September 1, 2023, to August 31, 2024. For winter students, the Plan Period initiates on January 1 and concludes on August 31.

To make use of the YFS Health and Dental Plan, all you require is the following information:

• Benefit Provider: GREEN SHIELD CANADA
• Student Plan Member ID: YFS + Student Number -00 (e.g., YFS123456789-00)

For dental plans, keep this information handy:

• Group Policy/Plan No: 11111
• Division/Section No: YFS
• Employer: York Federation of Students
• Certificate No/I.D. No: Your Student Number

Can you include family members in your York University health and dental insurance plan?

Absolutely! Students have the option to include their spouse, common-law partner, and/or children in their York University dental insurance, but this involves an additional cost. 

• To add dependents to your coverage, you'll need to complete an online opt-in form before the specified deadline.
• This form requires you to provide proof of your relationship with the dependent.
• Under the YFS Health & Dental Plan, dependents are defined as children who are under 24 years of age, either biological, adopted, or under legal guardianship, and are enrolled in full-time schooling.

Plan type	Rate
Full-Time Single	$281.32
Full-Time Couple	$282.16
Full-Time Family	$414.04
Part-Time Single	$535.60
Part-Time Couple	$513.64
Part-Time Family	$766.36
Students with Disabilities (40% course load)	$281.32
Graduating Students	$281.32

How to Submit a Claim for York University dental insurance?

To file a claim electronically with Green Shield, you'll need your Green Shield Identification number, which is formatted as "YFS" + your student number followed by "-00". For example, if your student number is 123456789, your Green Shield Identification number would be "YFS123456789-00".

In many cases, prescription drugs and dental claims are automatically billed directly to service providers, such as pharmacies or dental offices. However, if you encounter a situation where direct billing is not possible, you can file a claim through your online Green Shield Account to receive reimbursement.

Here's a step-by-step guide on how to create your online Green Shield Account:

1. Visit the Green Shield Student Centre.
2. In the drop-down menu, select "York Federation of Students/Glendon College."
3. Click on "Login," located in the top right corner.
4. Choose "Get a registration key."
5. Provide your First and Last name, as well as your Plan Member ID, which should be in the format "YFS" + your student number followed by "-00" (e.g., YFS123456789-00).
6. Your registration key will be sent to your email.
7. Return to Green Shield Online Services and click "Register here."
8. Input your Plan Member ID (as mentioned above) and the registration key you received.
9. Create a username and password.
10. Finally, click "Sign in here" to access your account.

With your online Green Shield Account, you can easily submit and manage your claims for a smooth and efficient process.

If you would like to explore other plans offered by Green Shield and Canada's best health and dental insurance providers, you can use our comparator below. You simply need to share some basic inputs regarding what you're looking for and voila, you get quotes in no time.

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Is there York University dental insurance for graduates? 

Yes! York University — in collaboration with Manulife health insurance — has Alumni Insurance Plans that provide alumni and their families with an extensive range of insurance options, offering comprehensive coverage that is difficult to match in terms of affordability.

Alumni Health & Dental Plans

This plan offers a range of benefits:

• Prescription Drug Coverage
• Comprehensive Dental Care
• Hospital and Ambulance Services

This plan is ideal for you if:

• You depend on regular prescription medications.
• You require specialized care from registered healthcare professionals.
• Your vision care needs are more extensive.

You are eligible to apply for York University’s Alumni Health & Dental Plan if:

• You are an alumni member or the spouse of one.
• You are a Canadian resident enrolled in a government health plan like the Ontario Health Insurance Plan.

FollowMe Health Plans

This plan offers valuable advantages, ensuring your health and dental coverage continues seamlessly when your employee health coverage ends. Here's what York University provides:

• Prescription Drug Coverage
• Comprehensive Dental Care
• Hospital and Ambulance Services

This plan is ideal for you if:

• You are transitioning from your current job and losing your employer's health insurance due to reasons like starting a new job, launching a business, or retiring.
• You rely on regular prescription medications.
• You need specialized care from registered healthcare professionals.
• Your vision care requirements are more extensive.

You can apply for our FollowMe™ Health Plan if:

• You are an alumni member or the spouse of one.
• You are a Canadian resident enrolled in a government health plan.

How to contact YFS for dental insurance queries?

You can visit the office directly for more information on the York University health and dental plans.

Here is YFS' main office address:
336 First Student Centre
416-736-5324
[email protected]

They are open Monday to Friday between 10:00 am to 6:00 pm.

For health and dental plans, you can find someone at 336 First Student Centre. Or you can email them at [email protected].