Allstate Car Insurance quotes, review 2024, phone number
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Discover the methodologyIf you’re planning to get car insurance from Allstate, this review is for you. In this article, we explain everything about Allstate car insurance, including its pros and cons, coverage options, how to get a quote, and more.
You’ll also find Allstate car insurance quotes in this review along with some tips on how to save on your premiums. You can also use our free tool to compare the best car insurance quotes in Canada based on your unique preferences and budget right here.
Allstate Car Insurance Canada: 5 key takeaways
- Been in the industry for 90 years
- Diverse coverage options including liability, collision, and comprehensive coverage
- Dedicated claims professionals who are available 24/7
- Rewards safe driving habits through its Drivewise program
- Has a user-friendly mobile app that allows customers to access policy, claims, and other services
Our 2024 review of Allstate car insurance
Allstate car insurance is a popular insurance company that provides coverage for cars, trucks, and other vehicles. With over 90 years of experience in the industry, Allstate offers a variety of coverage options that can be tailored to meet the needs of each driver.
Some of the benefits of Allstate car insurance include accident forgiveness, new car replacement, and roadside assistance. They also offer discounts for safe driving, multiple policies, and other factors.
Allstate is known for its excellent customer service and claims handling process, making it a reliable choice for drivers who want peace of mind on the road.
Before you decide Allstate car insurance is the right choice for you, you must explore how it fares against other providers. You can do it right here using our free tool below. Compare the best car insurance quotes tailormade for you in a few quick steps. Online. Free.
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Pros of Allstate car insurance
- Wide range of customizable coverage options
- Accident forgiveness program
- New car replacement coverage and roadside assistance
- Many discounts are available, including for safe driving
- Excellent customer service and claims handling process
- Offers discounts for electric vehicles
Cons of Allstate car insurance
- Premiums may be higher than some other insurance companies
- Some customers have reported difficulty canceling their policies
- A few coverage options may be limited or not available in certain states
- Allstate uses a proprietary credit-based insurance score to determine premiums, which may not accurately reflect a driver's risk
What does Allstate car insurance cover?
Allstate car insurance in Canada covers a range of events and situations related to owning and operating a vehicle. The specific coverage options available may vary depending on the state and policy type, but some common types of coverage offered by Allstate include:
| Type of Coverage | Description |
|---|---|
| Liability coverage | Pays for bodily injury and property damage if you cause an accident |
| Collision coverage | Pays for damage to your vehicle if you're in an accident with another car or object |
| Comprehensive coverage | Pays for damage to your car caused by events such as theft, vandalism, or natural disasters |
| Personal injury protection (PIP) | Covers medical expenses for you and your passengers if you're injured in an accident |
| Uninsured/underinsured motorist coverage | Pays for your medical expenses and car repairs if you're in an accident with a driver who doesn't have enough insurance coverage |
| Roadside assistance | Provides services like towing, battery jump-starts and fuel delivery if you're stranded on the road |
| Rental reimbursement: | Pays for the cost of a rental car if your vehicle is being repaired after an accident |
| Sound system coverage | Covers the cost of repairing or replacing your car's sound system if it's stolen or damaged |
How to get Allstate car insurance quotes?
You can follow these steps to get car insurance quotes from Allstate:
- Visit the Allstate website or call the Allstate customer service number to start the quote process.
- Provide basic information about yourself and your vehicle, such as your name, address, and car make and model.
- Select the coverage options you want, such as liability, collision, and comprehensive coverage.
- Choose any additional coverage options you may need, such as rental car reimbursement or roadside assistance.
- Provide information about your driving record and any other drivers who will be on the policy.
- Review the quote and make any necessary adjustments.
- Submit the quote request and wait for a representative from Allstate to contact you with the quote.
Allstate car insurance phone number
You can also get a quote over the phone. Simply call 1-866-340-2084 and an authorized person from the Allstate car insurance customer service will help you out with your quotes and explore the best options available based on your unique needs.
Good to know
Alternatively, you can also work with Allstate car insurance agents in person to get a car insurance quote. They can help you understand your coverage options and recommend the right coverage for your needs. To find an Allstate agent near you, you can visit the Allstate website and use the agent locator tool.
You can get Canada's best car insurance quotes right here using our free tool below. Compare coverage and costs based on your unique needs in no time and completely online.
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What does Allstate car insurance cost?
The cost of Allstate auto insurance in Canada varies depending on several factors, such as the driver's age, driving record, location, and the type of car being insured. In addition, the specific coverage options and limits selected by the policyholder will also impact the cost of the insurance.
To get an idea of how much Allstate car insurance may cost in Canada, it is recommended to obtain a quote by visiting the Allstate website, calling their customer service number, or contacting an Allstate agent. Allstate car insurance reviews from customers are mostly positive for customer service.
By providing information about your specific circumstances and desired coverage options, Allstate can provide a personalized quote that reflects the cost of the insurance. Here’s an estimate for your reference:
| Coverage Type | Cost Per Month | Cost Per Year |
|---|---|---|
| Full Coverage | $154 | $1,850 |
| Minimum Coverage | $65 | $785 |
| GAP Coverage | N/A | N/A |
What are tips to save with Allstate car insurance?
There are several ways you can save on Allstate car insurance. Here are some of the most common ways:
- Bundle your policies: If you have multiple insurance policies with Allstate, such as car and home insurance, you may be eligible for a discount. You can save up to 25%* when you combine your home and auto insurance policies online with Allstate.
- Safe driving discounts: Allstate rewards safe drivers with discounts on their car insurance. You may be eligible for a discount if you maintain a good driving record, complete a defensive driving course, or use Allstate's Drivewise app to track your driving habits.
- Good student discount: If you or your child is a full-time student with good grades, you may be eligible for a discount on your car insurance.
- Anti-theft device discount: If your car is equipped with an anti-theft device, such as an alarm or tracking system, you may be eligible for a discount on your car insurance.
- Pay in full discount: If you pay your entire annual premium in one lump sum, you may be eligible for a discount.
- Multi-vehicle discount: If you insure multiple vehicles with Allstate, you may be eligible for a discount.
- Loyalty discount: If you've been a loyal Allstate customer for a certain number of years, you may be eligible for a discount.
Good to know
Allstate also offers coverage for electric cars and offers a 25% discount when you bundle coverage for your electric car and home insurance. If you have a Tesla, you can explore our guide on Tesla Car Insurance.
Getting a lower deductible is also one of the ways to reduce your premiums. If you're new to deductibles, you can explore our complete guide on car insurance deductibles and learn the best ways to save.
How does Allstate auto insurance work?
How to file a claim with Allstate?
To file a claim with Allstate in Canada, follow these steps:
- Call the Allstate Claims department at 1-800-387-0462 or report your claim online through the Allstate website.
- Provide information about the accident or incident and get an estimate for the repairs or replacement of your vehicle.
- Once the estimate is complete, Allstate will work with you to schedule repairs with a licensed repair facility.
Good to know
Allstate may also provide you with a rental car if your policy includes this coverage. Keep in touch with Allstate throughout the claims process to ensure that everything is progressing smoothly.
Here is the Allstate car insurance claims phone number as per province.
| Province(s) | Toll-Free | Local |
|---|---|---|
| Alberta (Allstate car insurance Calgary), British Columbia, Manitoba, Saskatchewan | 1-800-661-1577 | 403-974-8700 |
| Allstate Car Insurance Ontario | 1-800-387-0462 | 905-477-5550 |
| Quebec (Allstate car insurance Montreal) | 1-800-463-2813 | 514-351-5335 |
| Nova Scotia, New Brunswick, Prince Edward Island, Newfoundland | 1-800-561-7222 | 506-859-7820 |
How to cancel Allstate car insurance policy?
To cancel your car insurance policy, you can follow these steps:
- Call the Allstate customer service department at 1-800-255-7828 or contact your Allstate agent to inform them that you would like to cancel your policy.
- Provide your policy number and the reason for cancellation along with any additional information as requested.
- Confirm the cancellation.
Good to know
Once confirmed, Allstate will provide you with any final steps, such as returning your license plates. You will also get confirmation of the cancellation in writing, either by mail or email. Allstate car insurance cancellation fee may be applicable depending on when you cancel your policy. Check with your agent on the Allstate car insurance cancellation policy.
How to pay Allstate car insurance online?
To pay your Allstate car insurance bill online, follow these steps:
- Visit the Allstate website and log in to your account using your username and password. If you haven't set up an account yet, you can create one by clicking the "Register" button on the Allstate car insurance login page.
- Navigate to the billing section and choose your payment method.
- Enter your payment information and submit your payment
The best way to save on car insurance without sacrificing the quality of your cover is to compare the offers. You can do so with our free online tool below. It's easy to use and gets you instant results, completely online.
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How to change the address on Allstate car insurance?
To change the address on your policy, follow these steps:
- Log in to your Allstate account: Visit the Allstate website and log in to your account using your username and password.
- Navigate to the account settings: Once you're logged in, navigate to the account settings section of your account.
- Choose the policy: If you have multiple policies with Allstate, choose the policy that you want to update the address for.
- Edit the address: Edit the address field with your new address information.
- Save changes: Save the changes you've made to your policy by clicking the "Save" or "Update" button.
Alternatively, you can contact Allstate customer service directly and inform them of the address change. You will be asked to provide your policy number and the new address information. Allstate will update your policy with the new address and send you a confirmation.
How to contact Allstate car insurance?
To contact Allstate car insurance in Canada, you can use any of the following methods:
| Mode | Description |
|---|---|
| Phone | Use the Allstate car insurance phone number and call 1-800-255-7828. |
| Local Allstate Agent | If you have an Allstate agent in your area, you can contact them directly for assistance with your policy. |
| You can send an email to Allstate customer service through the contact form on their website. | |
| Live Chat | Allstate offers a live chat feature on its website where you can speak to a representative. |
| Social Media | You can connect with Allstate on social media platforms such as Facebook and Twitter. |
| In-person | If you prefer to speak with someone in person, you can visit an Allstate office near you. |
