Term Life Insurance

Green Funerals: Eco-Friendly End-of-Life Planning

As people become more climate conscious, understanding the environmental impacts of traditional funeral approaches becomes all the more important. That's where "green funerals" come in.

Tips for Coping With Loss Over the Holidays

Grief around the holidays is a difficult burden to carry. Those in mourning may keep silent about their sadness as they go through familiar routines and traditions. But this time of year can be a reminder of the past, when a missing loved one was present to celebrate with us...

Gratitude, Living a Good Life, and Letting Go of Our Fear of Death

In this month of October, a time of reflection and thankfulness, let’s see if we can start living life in a different way. Instead of living in fear of death, let’s live because of it. Recognizing that time is not infinite allows us to ask ourselves the important questions...

Living Life to the Fullest After a Terminal Diagnosis

In one way a terminal diagnosis can represent an ending. But, in another way, it is a beginning – a final call to live your life in a different and meaningful way. A mental health expert shares some ways to do this from her own personal and professional experience.

Coping With Loss: Honouring a Loved One After They’re Gone

Miss having tea, cookies, and a game of cards with Nana? Call over a couple of people, put the tea on to brew, and shuffle the deck. Chances are, others are missing that too...

Financial Well-Being: Coping With Debt After Death

During this highly stressful and overwhelming time, it is important to remember that financial well-being can be critical to your path to mental wellness. Having a plan in place is a good first step to coping with this difficult situation.

After a Diagnosis: How Life Insurance Can Help

Nobody expects a serious diagnosis – especially one that makes it impossible to work for a prolonged period. And we certainly don’t like to think about saying good-bye to our loved ones too soon. That's why it doesn't hurt to be prepared...

How to Cope With the Loss of a Loved One

Death and grieving. Not exactly a topic we like to chat about at the water cooler. As a society, we try hard to avoid it. Despite our best attempts, death is inevitable. And with it, comes grief.

The Best Way to Give Money to Grandchildren? This Is It.

Kids these days. It can be impossible to know what to get them for birthdays or other celebrations when they seem to have, well, everything. In today’s world, it’s not surprising that many grandparents opt for cash gifts. But the best way for grandparents to give money to their grandchildren in Canada may not be giving them money to spend right away.

Invest in Their Future With Life Insurance for Kids

There are many ways to set up a child for long-term success. Some are obvious, like setting a good example when it comes to managing money and encouraging them to understand and appreciate the value of money. A less obvious way to provide opportunity and stability? Life insurance, which plays a vital role in passing wealth from one generation to the next.

Family Life Insurance Is a Plan for Your Family’s Future

Parents and grandparents have always looked for ways to protect their families and pass their wealth down to future generations. Whether it’s property, a business, cash, or investments, the hope is to provide children or grandchildren with a leg up in life.

A Valentine’s Day Gift Like No Other

If you’ve been with your significant other for several years (or decades), you may be running out of unique ideas for the most romantic day of the year. So why not think outside of the box (of chocolates) this year and insure your love for Valentine's Day?

A Grandparent’s Gift: For the Child Who ‘Has It All’

Kids these days. It can be impossible to know what to get them for birthdays or other celebrations when they seem to have, well, everything. And with the holidays just around the corner, many a grandparent may find themselves wondering what unique, lasting gift they can get for their grandchild...

After I got married, it hit me: I’m really glad I have life insurance

For me, the peace of mind comes from knowing that my wife would be able to take time off work to emotionally recover without having to worry about the financial impact of my passing. I know I would need the same if I lost her...

As a mom, here’s why I’m grateful for life insurance

I had never considered the need for life insurance prior to working in this industry. When it came to the discussion of planning for my funeral, I used to tell my loved ones not to waste their money on an expensive burial, to go the thriftiest route. But I wasn’t seeing the full picture...

Child Life Insurance: Give Your Baby the Gift of Life…and Life Insurance

Whether you're welcoming a new addition for the first time or the fifth, it's safe to say you'd do anything to protect that precious little life in your arms. And as you look into those wide, trusting eyes, it suddenly hits you – like really hits you – that they depend on you for, well, everything...

Empower Your Kids (& Yourself) to Enjoy a Carefree Summer

Like many millennials, you may have a penchant for all things nostalgic - from binge watching Stranger Things to buying "retro" toys for the kids. Yearning to let your child experience the carefree childhood you remember? We’ve got some age-appropriate tips to help you achieve it.

For Pet’s Sake: Remember to Include Your Furry Friends in Your Will

As a pet owner, our furry, feathery, or scaly friend holds a special place in our hearts. With the growing number of pet owners in Canada, it's essential to consider their future well-being in the event we are no longer able to care for them.

Life Insurance as Income Replacement

Whether you've just accepted your first job or are years into building your career, it's important to consider what sort of lifestyle your salary affords, and who (other than you) relies on this steady source of income. Not sure where to start? Ask yourself this:

Protect Your Small Business, Your Family & Yourself

Imagine this. You recently founded an early-stage tech start-up with a trusted business partner you met in your MBA program. Your company offers an innovative technology and is doing well. In fact, you and your partner have begun to make a name for yourself in the industry.

Change in Income, Change in Life Insurance Needs?

The short answer, it depends. Here's the thing: No matter where you're at in your career, life insurance is a critical piece of your financial planning.

So… What’s Next? Shaping Your Career Path After Graduation

If you've recently graduated, it's normal to feel a bit nervous about what comes next. Want to make sure you're set for the future? Read on for some common paths to take after graduation.

Tips for Coping With Loss Over the Holidays

Grief around the holidays is a difficult burden to carry. Those in mourning may keep silent about their sadness as they go through familiar routines and traditions. But this time of year can be a reminder of the past, when a missing loved one was present to celebrate with us...

Gratitude, Living a Good Life, and Letting Go of Our Fear of Death

In this month of October, a time of reflection and thankfulness, let’s see if we can start living life in a different way. Instead of living in fear of death, let’s live because of it. Recognizing that time is not infinite allows us to ask ourselves the important questions...

Living Life to the Fullest After a Terminal Diagnosis

In one way a terminal diagnosis can represent an ending. But, in another way, it is a beginning – a final call to live your life in a different and meaningful way. A mental health expert shares some ways to do this from her own personal and professional experience.

9 Things You Need to Know About Travel Insurance Before Your Next Trip

While nobody plans to get sick or hurt while travelling, it’s still a good idea to plan ahead… just in case. Because similar to life insurance, travel insurance is designed to protect you from going into debt should the unexpected occur.

Serenia Life’s Bereavement Counselling Benefit

While we often highlight the financial benefits of purchasing life insurance, it’s important to consider how the right plan can help family members on an emotional level too. Introducing Serenia Life's Bereavement Counselling Benefit...

Coping With Loss: Honouring a Loved One After They’re Gone

Miss having tea, cookies, and a game of cards with Nana? Call over a couple of people, put the tea on to brew, and shuffle the deck. Chances are, others are missing that too...

Financial Well-Being: Coping With Debt After Death

During this highly stressful and overwhelming time, it is important to remember that financial well-being can be critical to your path to mental wellness. Having a plan in place is a good first step to coping with this difficult situation.

After a Diagnosis: How Life Insurance Can Help

Nobody expects a serious diagnosis – especially one that makes it impossible to work for a prolonged period. And we certainly don’t like to think about saying good-bye to our loved ones too soon. That's why it doesn't hurt to be prepared...

How to Cope With the Loss of a Loved One

Death and grieving. Not exactly a topic we like to chat about at the water cooler. As a society, we try hard to avoid it. Despite our best attempts, death is inevitable. And with it, comes grief.

Our 2022 Scholarship Winners Are Smart. Kind. Human. (part 3)

When it comes to the amazing students who received our $1,000 post-secondary scholarship benefit, it's no surprise that they're smart and kind. Our third group of winners demonstrated that they also have the human touch. Get to know them...

Our 2022 Scholarship Winners Are Smart. Kind. Human. (part 2)

When it comes to the amazing students who received our $1,000 post-secondary scholarship benefit, it's no surprise that they're smart and kind. Our second group of winners demonstrated they are ALL heart. Get to know them...

Our 2022 Scholarship Winners Are Smart. Kind. Human. (part 1)

When it comes to the amazing students who received our $1,000 post-secondary scholarship benefit, it's no surprise that they're kind AND smart. Get to know our first group of winners who demonstrated they most certainly have a good head on their shoulders....

Member Story: Christmas with Chrisna

Thanks to the efforts of Joanne and her Action Team, each refugee received a stocking filled with Christmas treats and sweets, as well as a gift bag filled with hats, socks, toothpaste, toothbrushes, and more.

9 Ways to Give More & Spend Less This Holiday Season

”It's better to give than to receive.” Sure, our parents used to tell us this when we were small – but at that age and at this time of year, many of us remained unconvinced.

12 Days of Kindness

With the season of giving just around the corner, Serenia Life is taking part in a Kindness Challenge to spread some holiday cheer. Want to join us?

Bet You Didn’t Know THIS Was Counted Towards Your Community Hours

Why volunteer – other than the fact that you need to complete mandatory community service hours in high school? Because giving to others is the gift that gives back.

6 Volunteer Opportunities That Are Away From Home

If you've been itching to travel – with purpose – you're in for a treat. We found some ways you can help communities throughout the world via registered Canadian charities.

Virtual Fundraising: 9+ Ways to Live Generously from the Comfort of Home

If you're used to volunteering at soup kitchens or food drives, you may be scratching your head when it comes to what sort of impact you can make without leaving the house.

Donating Life Insurance Benefits

The primary job of life insurance is to protect your family. But it also has the power to become a meaningful gift and a generous addition to your legacy.

The Best Way to Give Money to Grandchildren? This Is It.

Kids these days. It can be impossible to know what to get them for birthdays or other celebrations when they seem to have, well, everything. In today’s world, it’s not surprising that many grandparents opt for cash gifts. But the best way for grandparents to give money to their grandchildren in Canada may not be giving them money to spend right away.

10 Ways to Protect Yourself Against Fraud

Scams are becoming 'smarter' thanks to new technologies like AI. With that in mind, Canadians need to be more alert than ever when it comes to who they share their personal data and financial information with.

How to Withdraw Money from Your Life Insurance Policy

If the idea of withdrawing money from your life insurance policy while you’re still alive sounds strange to you, you’re not alone. But the reality is, whole life insurance can act like a savings or investment tool, or even an emergency fund.

The Compound Effect: Grow your money with whole life insurance

If you are covered under participating whole life insurance, or if you’ve ever done any research about the financial benefits of this type of policy, you would have likely come across the term “dividend” a few times. And, like many Canadians, you may have found yourself scratching your head at this term...

It’s RRSP Season! Are you taking advantage?

Consider some last-minute RRSP contributions – just in time for tax season. Why? Because investing in an RRSP is one of the simplest ways to get the most out of your tax return.

Consider Life Insurance as an Investment This Year

For many Canadians, the idea of using a whole life insurance policy as a long-term investment is an alien concept. But in reality, it’s an incredibly efficient way to save and grow your money – and that’s in addition to its primary purpose: ensuring your loved ones are taken care of financially after you’re gone.

A Grandparent’s Gift: For the Child Who ‘Has It All’

Kids these days. It can be impossible to know what to get them for birthdays or other celebrations when they seem to have, well, everything. And with the holidays just around the corner, many a grandparent may find themselves wondering what unique, lasting gift they can get for their grandchild...

7 Ways to Raise Financially Literate Kids

While most parents try their best to help their teens and twenty-somethings achieve financial independence, many of us forget that we can teach our children financial literacy while they’re still very young. For Financial Literacy Month, why not try one of these ideas with your kids?

How Digital Wills Empower Millennials and Gen Z in Estate Planning

For many millennials and Gen Zs in Canada, the term "estate planning" is about as familiar in their everyday lives as Rolodexes and dial-up internet. Lucky for them, digital wills are changing the game and really simplifying what is a necessary process for all ages.

9 Ways to Save on Back-to-School Shopping

If you’re a parent aiming to spend less on back-to-school shopping this year, you can turn a potentially stressful experience into a positive one… with a little bit of creativity and some planning. Read on for nine creative ways to save money on school supplies.

How to Find the Best Term Life Insurance in Canada

The best term life insurance policy in Canada is the one that’s “best for you.” That may sound obvious, but it’s typically not how people shop for coverage. Rather than looking for the cheapest option, veteran advisors recommend a step-by-step approach that will reveal the best term life insurance policy for you, based on your budget today and your needs and goals for tomorrow.

How to Buy Term Life Insurance for the First Time

Buying a term life insurance policy is one of the easiest ways to provide financial security for yourself and your loved ones. You know exactly what you’re getting for your money, and what to expect if something happens to you.

Mortgage Life Insurance vs. Term Life Insurance

Many homeowners find that term life insurance can provide the same level of confidence as mortgage life insurance, while also offering a host of long-term financial benefits that can’t be achieved with mortgage insurance alone.

How to Withdraw Money from Your Life Insurance Policy

If the idea of withdrawing money from your life insurance policy while you’re still alive sounds strange to you, you’re not alone. But the reality is, whole life insurance can act like a savings or investment tool, or even an emergency fund.

The Compound Effect: Grow your money with whole life insurance

If you are covered under participating whole life insurance, or if you’ve ever done any research about the financial benefits of this type of policy, you would have likely come across the term “dividend” a few times. And, like many Canadians, you may have found yourself scratching your head at this term...

Consider Life Insurance as an Investment This Year

For many Canadians, the idea of using a whole life insurance policy as a long-term investment is an alien concept. But in reality, it’s an incredibly efficient way to save and grow your money – and that’s in addition to its primary purpose: ensuring your loved ones are taken care of financially after you’re gone.

Do I Need Life Insurance as a New Canadian?

New Canadian or not – everyone needs life insurance. If you’re new to Canada and already have life insurance from your home country, then you understand the value of this sort of protection. Remember, experts recommend that we review our life insurance coverage after a major life event – like a move to another country.

9 Reasons You Need Life Insurance More Than You Think

Life insurance isn’t about your loved ones getting rich off your death. It’s simply about them having enough money to pay off debt, afford their living expenses, and continue to live the life you had imagined for your family....

What is Whole Life Insurance and How Does it Work?

Whole life insurance is a type of permanent life insurance that provides lifelong coverage and the ability to grow your money over time. It is a popular option for Canadians who are looking for another way to invest their money, while also protecting their family’s financial future.

What Is Term Insurance and How Does It Work?

Term life insurance provides coverage for a specified period of time, typically ranging from 10 to 30 years. It is a popular option for those who have short-term debts, a mortgage to pay off, or a family that depends on their income.

Mortgage Life Insurance vs. Term Life Insurance

Many homeowners find that term life insurance can provide the same level of confidence as mortgage life insurance, while also offering a host of long-term financial benefits that can’t be achieved with mortgage insurance alone.

Do You Really Want to Sell the House?

The way we see it, there are three main things to consider if selling your home is your “Plan B” in the event of an unexpected loss: the stress associated with a move, how it might impact your children's mental health, and the cost of home prices these days...

When It Comes to Mortgage Protection, 30 Year Term Life Insurance Is the Way to Go

These days, it’s becoming more and more common to take on a mortgage of 30 years (or more). So with three decades of debt to pay down, what does that mean if a homeowner were to pass away unexpectedly?

Life Insurance: Protecting Your Home & the People in It

A lot of people buy life insurance for all the right reasons, tuck the policy in a file, and never think about it again. But if you're buying or selling a home, it's essential that you review the details with your Serenia Life Financial advisor to see whether your policy is keeping up with your changing needs.

Top Up Your Down Payment with Life Insurance

Renting a place while trying to save for your first home is incredibly difficult in today's world of soaring rent and home prices. So what's a renter to do?

Forget Mortgage Insurance – Protect Your Everything With Life Insurance

If you or your spouse were to die unexpectedly, could either of you afford your mortgage on a single income?

How Much is Term Life Insurance in Ontario?

The cost of life insurance is based partly on how your provider determines your level of risk and partly on what you’re trying to achieve financially. This is where the guidance of an insurance advisor licensed in Ontario can be invaluable...

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Green Funerals: Eco-Friendly End-of-Life Planning

Tips for Coping With Loss Over the Holidays

Gratitude, Living a Good Life, and Letting Go of Our Fear of Death

Living Life to the Fullest After a Terminal Diagnosis

Coping With Loss: Honouring a Loved One After They’re Gone

Financial Well-Being: Coping With Debt After Death

After a Diagnosis: How Life Insurance Can Help

How to Cope With the Loss of a Loved One

The Best Way to Give Money to Grandchildren? This Is It.

Invest in Their Future With Life Insurance for Kids

Family Life Insurance Is a Plan for Your Family’s Future

A Valentine’s Day Gift Like No Other

A Grandparent’s Gift: For the Child Who ‘Has It All’

After I got married, it hit me: I’m really glad I have life insurance

As a mom, here’s why I’m grateful for life insurance

Child Life Insurance: Give Your Baby the Gift of Life…and Life Insurance

Empower Your Kids (& Yourself) to Enjoy a Carefree Summer

For Pet’s Sake: Remember to Include Your Furry Friends in Your Will

Life Insurance as Income Replacement

Protect Your Small Business, Your Family & Yourself

Change in Income, Change in Life Insurance Needs?

So… What’s Next? Shaping Your Career Path After Graduation

Tips for Coping With Loss Over the Holidays

Gratitude, Living a Good Life, and Letting Go of Our Fear of Death

Living Life to the Fullest After a Terminal Diagnosis

9 Things You Need to Know About Travel Insurance Before Your Next Trip

Serenia Life’s Bereavement Counselling Benefit

Coping With Loss: Honouring a Loved One After They’re Gone

Financial Well-Being: Coping With Debt After Death

After a Diagnosis: How Life Insurance Can Help

How to Cope With the Loss of a Loved One

Our 2022 Scholarship Winners Are Smart. Kind. Human. (part 3)

Our 2022 Scholarship Winners Are Smart. Kind. Human. (part 2)

Our 2022 Scholarship Winners Are Smart. Kind. Human. (part 1)

Member Story: Christmas with Chrisna

9 Ways to Give More & Spend Less This Holiday Season

12 Days of Kindness

Bet You Didn’t Know THIS Was Counted Towards Your Community Hours

6 Volunteer Opportunities That Are Away From Home

Virtual Fundraising: 9+ Ways to Live Generously from the Comfort of Home

Donating Life Insurance Benefits

The Best Way to Give Money to Grandchildren? This Is It.

10 Ways to Protect Yourself Against Fraud

How to Withdraw Money from Your Life Insurance Policy

The Compound Effect: Grow your money with whole life insurance

It’s RRSP Season! Are you taking advantage?

Consider Life Insurance as an Investment This Year

A Grandparent’s Gift: For the Child Who ‘Has It All’

7 Ways to Raise Financially Literate Kids

How Digital Wills Empower Millennials and Gen Z in Estate Planning

9 Ways to Save on Back-to-School Shopping

How to Find the Best Term Life Insurance in Canada

How to Buy Term Life Insurance for the First Time

Mortgage Life Insurance vs. Term Life Insurance

How to Withdraw Money from Your Life Insurance Policy

The Compound Effect: Grow your money with whole life insurance

Consider Life Insurance as an Investment This Year

Do I Need Life Insurance as a New Canadian?

9 Reasons You Need Life Insurance More Than You Think

What is Whole Life Insurance and How Does it Work?