Is Johnson home insurance the best for you?

James Rodriguez James Rodriguez updated on 2022-01-27

Home insurance is the best protection you can buy for your home and belongings. It ensures that your most valuable asset, the roof above your head, is protected. Yet for many Canadians, choosing home insurance can be a difficult task. Whether you are a renter, live in a condo or own a house, It may seem like there are endless options and providers of what insurance is available to you. This can be confusing and hard to understand.

To put your mind at ease, this page answers your questions about Johnson home insurance. Read our review, get Johnson home insurance quotes and see how the competitors fare.

Our review of Johnson home insurance

Johnson Insurance is a trusted insurance provider, which have been operating for more than 130 year. Johnson home insurance offers auto, home and travel insurance. Unfortunately Johnson does not offer coverage for seasonal homes. It has unique perks like Air Miles rewards and the additional 50+ plan.

Johnson home insurance pros and cons:

Here is what HelloSafe thinks about Johnson home insurance.

Why Johnson may be right for you:

  • Companion, nursing and housekeeping services for 50+ members
  • Access to an exclusive members only website
  • One airmile reward on every 20 dollar paid on insurance premium

Why Johnson may not be right for you:

  • Mobile app not available
  • No coverage for seasonal homes

Coverage type




Personal property

Detached private structures

All risk coverage

Additional living expenses

Personal liability

up to $1-2 million

up to $1-2 million

up to $1-2 million

Specialty items

Identity theft

up to $30,000

up to $30,000

up to $30,000

Condo improvements

Loss asessment coverage

Business books, tools while on premises

Comparison of Johnson home insurance plans

Take time to compare quotes and options before choosing home insurance with Johnson. Picking the right insurer can save you both time and money if you ever need to make a claim.

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What does Johnson home insurance cover?

The homeowners insurance covers the replacement or repair of your home. Your condo insurance covers a loss assessment if you have to pay a share of your claim for damages to common areas, while your tenant insurance also covers the replacement of your belongings. However, the vacation trailer insurance does not cover the replacement cost of your trailer and your personal liability unless you opt for the optional coverage.

Are you still unsure how home insurance works? Our home insurance guide has answers to your questions.

How much does an Johnson policy cost?

The price of home insurance coverage with Johnson depends on the property type, your coverage needs, the insurer, the amount and much more. Since no two properties are the same, no two home insurance quotes will be identical. The only way to know for sure is by requesting quotes and comparing.

How do I purchase a plan with Johnson?

To purchase a home insurance with Johnson, visit their website or call 1-844-799-4903.

Before setting on Johnson home insurance, look around! You can quickly and anonymously compare prices from leading home insurance companies.

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How much home insurance do I need?

Your home insurance plan should be enough to cover the replacement value of your residence and provide an additional $1,000,000 to $2,000,000 in personal liability coverage.

It can be difficult to find the policy that is right for you. It's important to find the balance between the value of your insured property, your risk tolerance and your budget. Your belongings should also be taken into account. You may prefer to save money and opt for a basic plan because you do not have many valuables in your apartment. On the other hand, someone with a large house full of valuables collectibles, antiques and electronics would appreciate the peace of mind afforded by a comprehensive plan with add-ons.

To put simply, how much home insurance you need is a balance between your budget, your risk tolerance and the value of your home and belongings.

How do I contact Johnson?

Contact Johnson insurance by calling 1-844-799-4903 or via chat on Monday - Friday 8:30am-6:30pm and Saturday 8:30am-4:30pm

How do I file and make a claim with Johnson?

You can file your claims on the Johnson Insurance claims point portal, which populates your policy information for your convenience. You can also call 1-800-804-0087 to speak to an agent where you will be required to disclose details about the incident, your property and damaged items.

How can I cancel my Johnson policy?

To cancel your policy, simply call your insurance representative.

Can I transfer my insurer policy?

If you have moved to a new property and wish to stay with your current insurer, contact them directly. You may even get a loyalty discount for staying with the same provider. Your rates will almost certainly change as the new property will have a different risk profile and value.

Home insurance plans are not transferable from a former owner to the new one. The new owner will need to contact an insurer about their new house, condo or rental.

Can I bundle together my home and car insurance?

Insurance bundling refers to purchasing multiple types of coverage from one insurance company, like home and auto insurance. Insurers often offer a discount if you purchase multiple plans from them. It can often save up to 15-20% versus getting home and auto insurance policies from separate companies.

Are you in the market for car insurance? Check out HelloSafe's car insurance guide to learn more and compare rates.